Licensing and regulatory approach

Advanced Cash Management LLC evaluates each proposed program and the accounts it involves before implementation. We do not represent that ACM holds every license that might be required throughout the United States, and we do not publish a specific license unless its number, jurisdiction, legal entity and current status have been verified.

• The standard program is designed for accounts submitted before default.
• State law may use definitions different from the federal FDCPA.
• Account acceptance is subject to jurisdictional review.
• Communication methods are subject to applicable consent and privacy requirements.
• Website information is not legal advice.
• Clients should obtain advice regarding their own obligations.

The platform provides configurable operational safeguards that clients set according to their policies and applicable requirements. These are tools that support a client's program; they do not automatically enforce all federal and state rules on a client's behalf.

• Configurable contact schedules
• Quiet-hour settings
• Communication preference handling
• Opt-out and suppression handling
• Client-approved scripts
• Activity records and audit trails
• Account eligibility rules
• Escalation and account-return workflows

The information on this page is provided for general informational purposes only and does not constitute legal advice. Legal classification and licensing requirements vary by state, industry, account type and operating model. Clients should obtain advice from qualified counsel regarding their own obligations.